Ever heard of the "Fire" movement? "FIRE," or the financial independence, retire early movement, which calls for people to save huge chunks of their income while they're younger in order to retire in their 30s or 40s.
F.I.R.E. stands for “Financial Independence, Retire Early.” The goal is to save and invest aggressively—somewhere between 50–75% of your income—so you can retire much earlier than the average working citizen which is the age of 65.
If retiring early is a goal of yours then consider this option as a means to an end. Can you skip the starbucks & nights on the town now for financial freedom?